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Before You’re Taken to Account

🕌 Khuṭbah Date: 16th January 2026

🎙️ Speaker: Qari Armaan

📍 Location: Islamic Academy & Dawah Centre (IADC)

Action Points

*Alter the time and dates according to when you’re free in your calendar

  1. Take time this week to reflect honestly on one mistake or shortcoming without excuses. Avoid blaming circumstances, people, or destiny. Say sincerely: “This was on me.”
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  2. Pay attention to your reactions, not just your actions. Notice moments when correction, criticism, or reminders trigger defensiveness inside you, even if nothing is said outwardly.
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  3. Replace the question “Why did this happen to me?” with “What do I do next?” when something goes wrong this week. Focus on responsibility and forward movement rather than blame.
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  4. Identify one area of your life to make non-negotiable — such as ṣalāh, learning, or time with Allah — and take full ownership of it without excuses or delay.
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  5. Set aside time for self-accountability before Allah. Reflect on what you have sent forward for the ākhirah, and make du‘ā’ for the strength to change before excuses become habits.
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Video Recording

Summarised Points

  📌 Main Message:

Accountability is not weakness, rather it is the strength of the believer. Allah teaches us that growth, repentance, and elevation come when a servant stops explaining mistakes away and starts owning them. True faith is shown when a person admits fault without excuses, takes responsibility for their choices, and prepares for the Day when explanations will no longer benefit them.

🔑 Key Themes:

  • ⚖️ Accountability is a sign of sincerity. Excuses protect the ego, but ownership purifies the heart.

  • 📖 Ādam was raised through accountability, while Iblīs fell through justification.

  • 🧠 Using Qadr to avoid responsibility is a misuse of faith, not trust in Allah.

  • 💔 Most spiritual decline begins with reactions, not actions, as defensiveness hardens the heart quietly.

  • ⏳ Accountability in this life is mercy and  it lightens the reckoning in the next.

  • 🪞 Self-accountability leads to growth, trust, and healing in both dunya and ākhirah.

💡 Five Ways to Practice Accountability:

Stop Weaponising Qadr

  • Qadr is not a defence for failure. It brings peace after effort, not an excuse to avoid responsibility.

Audit Your Reactions Before Your Actions

  • Defensiveness, resentment, and entitlement reveal where accountability is slipping.

Replace “Why Me?” with “What Now?”

  • Pain does not define you, but how you respond to it does. Accountability turns setbacks into growth.

Make One Area Non-Negotiable

  • True change starts with ownership in one consistent area, not vague intentions everywhere.

Hold Yourself to Account Before Allah

  • Those who admit fault today will face an easier reckoning tomorrow.

🤲 Final Du‘ā:

May Allah grant us hearts that admit fault before they justify sin,
and humility that returns us to Him before we are forced to.
May He protect us from excuses that harden the heart,
and make accountability a means of mercy, growth, and light on the Day we meet Him.

Āmīn.